Whether you are exploring homeownership for the first time or already own a home and need support, this page is here to help. You'll find information on first-time homebuyer programs, affordable homeownership opportunities, homeowner assistance resources, and programs that may help with mortgage challenges, home repairs, or rehabilitation needs.
The Homeownership Education Program at CDP is geared towards people navigating the homeownership route for the first time. They have a mix of educational courses as well as one on one support.
Housing Assistance Corporation has a First Time Home Buyer Course that focuses on the process of purchasing a home.
Whenever there is a deed restricted Affordable home for resale, it is posted on Housing Assistance Corporation's website. The best thing to do is fill out an application ahead of time and get ready to contact a lender once you see a home that you may be interested in.
Habitat for Humanity builds Affordable homes for homeownership opportunities. They average 10 projects a year all over the Cape.

The one mortgage program is a program through the State that offers a mortgage with a 3% down payment.
The Resource Inc. (TRI) is accepting applications for a Housing Rehabilitation Program that serves year round residents of Truro, Harwich, Eastham, and Provincetown. Homeowners can receive up to $50,000 in the form of a deferred, forgivable, zero0interest loan for health and safety repairs to their home. This includes roofing, siding, windows & doors, lead paint abatement, heating & septic systems, and more.
MassHousing provides down payment assistance up to $30,000 to first time homebuyers who qualify for MassHousing Mortgage Loan
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